Public or Pre-IPO Stock
For executives and employees of publicly traded (and pre-IPO) companies, Elevation Wealth Partners helps unlock meaningful value from company-sponsored stock, option, and equity compensation plans. In these situations, advanced financial planning and professional expertise are essential to address the potential nuances and specific variables related to your company’s offering.
Key considerations typically include:
- Understanding the value of the equity you hold.
- Deciding the right time to sell in order to diversify your overall investment portfolio.
- Exploring strategies for hedging against a loss while being locked into your company’s stock.
- Determining the best way to exercise stock options, whether through Same-Day Sale, Sell-To-Cover, or Cash Exercise.
- Liquidating positions in a tax-efficient manner.
- Calculating potential tax liabilities.
- Assessing whether you have too much exposure to your company’s stock and ensuring you are properly diversified.
- Aligning your equity with both your near and long-term financial goals.
- Differentiating how to handle Incentive Stock Options (ISOs) compared to Non-Qualified Stock Options (NQSOs).
To provide clarity and guidance in managing these complexities, Elevation Wealth Partners strives to:
- Understand your and your family’s near and long-term financial goals.
- Develop a financial plan designed to help you realize meaningful value from equity compensation and stock positions.
- Conduct a thorough analysis of your vested and non-vested equity positions using Elevation Wealth Partners proprietary financial models.
- Create a personalized, dynamic Investment Plan that adapts to changes in your company’s stock price and is aligned with your goals.
- Maximize value in the most tax-efficient way, coordinating with your accountant.
- Evaluate your total benefits package, seeking to maximize benefits received from your 401K, Deferred Compensation, Pension, Life Insurance, and Disability Insurance.
Elevation Wealth Partners ensures that your equity compensation supports your broader financial goals, giving you the confidence to achieve both immediate and future success.
