Outsmart Modern Fraudsters – Your Account Safety Guide

Fraudsters today are more sophisticated than ever—using AI-generated voices, spoofed phone numbers, and even fake login locations to pose as you. The good news? A few simple steps can keep you one step ahead.

 

Your Quick Security Checklist

Here’s how to boost your defenses in minutes:

  1. Use strong, unique passwords
    Avoid birthdays, pet names, or common words. Instead, try a passphrase with a mix of letters, numbers, and symbols.

  2. Enable Two-Factor Authentication (2FA)
    Turn on the “Always at Login” setting. Choose between receiving SMS codes or a security token for added protection.

  3. Add a verbal password to your Schwab account
    Call Schwab at 800-515-2157 to set this up. It’s an extra layer that makes impersonation much harder.

  4. Secure your devices
    Remove any remote-access software you don’t use and run a full antivirus scan on all computers and phones.

  5. Watch for phishing & spoofing
    If you get an unexpected call, text, or email—especially one urging immediate action—pause. Don’t click links or share info until you’ve verified the source directly.

  6. Explore Schwab’s Cybersecurity Resource Center
    Stay informed and stay safe—discover more tips for protecting your accounts:

    Tips for Preventing Fraud